LIFE
INVEST
HEALTH
EMPLOYEE BENEFITS
BUSINESS ASSURANCE
SHORT TERM INSURANCE
ESTATE PLANNING
BUSINESS ASSURANCE
Having Business Assurance coverage is essential for business owners and executives. This type of insurance provides financial protection to a business in the event of the death, disability, or severe illness of key members.
BENEFITS
Buy and Sell Cover
Buy and sell insurance is a policy designed to provide financial assistance in the event of the death or disability of a business owner or partner. This cover pays out to remaining owners, allowing them to purchase the interests of the deceased co-owner.
Overhead Expense Benefit
Overhead Expense benefits help offset a company's expenses in the event that the owner dies, becomes disabled or is diagnosed with a severe illness. The payout from this policy can be used to pay day-to-day business expenses such as salaries, rent and utilities.
Key Person Cover
Key person insurance covers an employee whose knowledge, expertise or position within the company are crucial to the running of the business. It protects the business from direct loss due to a decrease in business or cost of replacing and training a new employee
Contingence Liability Cover
Contingence Liability cover is taken out by a business on a director or employee who stands surety for the debts of the company. It ensures the settlement of the business debts if the person who stands surety dies, which releases the co-owner's estate from future settlement claims